Surveys & Valuations you can Trust
When a mortgage is required to purchase a property, the lender will have their own valuer visit to ensure that their loan is adequately secured.
People often confuse this brief valuation report with a survey but they are very different propositions.
Most mortgage valuations consist of a twenty-minute inspection and a report that, at best, will give you a few lines of general advice, whereas a survey will allow you to enter into the purchase with your eyes open.
Why is a survey important?
Which? The Council of Mortgage Lenders and the Building Societies Association advise you to get a survey before buying a property and not just to rely on a valuation.
This is to ensure that you fully understand the condition of the building you are about to purchase, as well as the associated costs and repairs it may require in the foreseeable future.
In addition, property surveys can actually save you money. If problems are highlighted that you could not have been aware of when your offer was agreed, you should be able to re-negotiate the sale price to reflect the cost of necessary repairs. Of course, you may decide that you don’t want to buy it at all.
Why choose us?
As well as property surveys, we also offer standalone valuation reports for various purposes including tax planning, matrimonial proceedings and staircasing shared ownership properties.
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